Calculate loan amount, interest rates, and repayment details instantly. Compare bank vs NBFC rates and get the best deal for your gold loan.
Calculate your gold loan amount and interest
12% p.a.
Lower rates, stricter eligibility
LTV (Loan-to-Value) ratio is the percentage of your gold's market value that you can borrow as a loan. It's a key factor that determines how much money you can get against your gold collateral.
For example, if your gold is valued at ₹1,00,000 and the LTV ratio is 75%, you can get a maximum loan of ₹75,000.
Lower rates, stricter policies
Higher rates, flexible policies
Everything you need to know about gold loans - from processing times to charges
Choose the right lender for your needs
8% - 15%
65% - 80%
2-7 days
Moderate
10% - 24%
70% - 85%
30 min - 2 hrs
Minimal
Understanding gold valuation and costs
Get funds within hours with minimal paperwork
Your gold is safe in bank lockers with insurance
Multiple repayment options available
Better rates than personal loans
Get answers to common questions about gold loans, interest rates, eligibility, and repayment options.
Financial planning requires careful consideration of various factors. Consider consulting with a financial advisor for personalized advice based on your specific situation.
This calculator provides estimates based on the information you provide. Actual loan terms, interest rates, and charges may vary between lenders and are subject to their approval process. Gold loan rates are subject to market conditions and lender policies. Please verify all details with your chosen lender before making any financial commitments. This tool is for informational purposes only and should not be considered as financial advice.