Loan & EMI Calculators

Calculate EMIs, loan eligibility, and plan your loan repayments with our comprehensive suite of loan calculators. Make informed borrowing decisions for your financial goals.

✓ Instant EMI Calculation✓ Amortization Schedules✓ Eligibility Checker✓ Prepayment Analysis

Home Loan EMI Calculator

PopularEssential

Calculate home loan EMI, eligibility, and amortization

Key Features:

EMI calculation
Amortization schedule
Prepayment calculator
Eligibility check
Calculate Home Loan EMI
Most popular loan calculator with detailed amortization

Car Loan EMI Calculator

Popular

Calculate car loan EMI and total interest

Key Features:

EMI calculation
Down payment calculator
Insurance integration
Calculate Car Loan EMI

Personal Loan EMI Calculator

Calculate personal loan EMI and eligibility

Key Features:

Quick EMI calculation
Eligibility check
Comparison tool
Calculate Personal Loan EMI

Education Loan EMI Calculator

Popular

Calculate education loan EMI with grace period and moratorium options

Key Features:

Grace period calculation
Interest during study
Domestic vs International
Tax benefits under 80E
Calculate Education Loan EMI

Loan Prepayment Calculator

Popular

Calculate savings from loan prepayment and choose optimal prepayment strategy

Key Features:

Interest savings calculator
Tenure vs EMI reduction
Annual prepayment strategy
Visual savings analysis
Calculate Loan Prepayment

How to Use Our Loan Calculators

Follow these simple steps to calculate your loan EMI and make informed borrowing decisions

01

Enter Loan Amount

Input the principal amount you want to borrow. This is the actual loan amount excluding interest.

02

Set Interest Rate

Enter the annual interest rate offered by your lender. You can compare rates from different banks.

03

Choose Tenure

Select your loan tenure in months or years. Longer tenure means lower EMI but higher total interest.

04

Get Results

Instantly view your EMI, total interest, and detailed amortization schedule with payment breakdown.

Understanding EMI Calculation Formula

Learn how EMI is calculated and understand the mathematics behind loan repayments

EMI Formula

EMI = P × r × (1 + r)ⁿ / [(1 + r)ⁿ - 1]
Where P = Principal, r = Monthly Interest Rate, n = Number of Months
P

Principal Amount

The actual loan amount you borrow from the lender

r

Monthly Interest Rate

Annual interest rate divided by 12 months

n

Loan Tenure

Total number of monthly installments

Example Calculation

Loan Amount (P):₹10,00,000
Interest Rate:9% per annum
Tenure:10 years (120 months)
Monthly EMI:₹12,668
Total Interest:₹5,20,160
Total Amount:₹15,20,160

Why Use Our Loan Calculators?

Make informed financial decisions with accurate calculations and comprehensive analysis

Accurate Calculations

Bank-standard formulas ensure precise EMI calculations

Instant Results

Get EMI breakdowns and schedules in real-time

Detailed Analysis

View amortization schedules and payment breakdowns

Smart Planning

Compare scenarios and optimize your loan strategy

Smart Loan Planning Tips

EMI Management

Keep your total EMIs under 40% of monthly income for comfortable repayment

Interest Savings

Consider prepayments in the early years to save maximum interest

Rate Comparison

Compare interest rates from multiple lenders for better deals

Loan Planning GuideAll Calculators